Privacy Policy

NOTICE: This privacy policy is effective as of and was last updated on March 09, 2022.

Types of Information We Collect and How We Use It

Welcome to (the “Website”). We take your privacy seriously and respect the privacy concerns of each visitor to the Website. We have created this Privacy Policy to explain the type of information gathered from your visit to our Website and use of the Website services, and how such information may be used. This Privacy Policy is a material part of the Website Terms of Use agreed to by each visitor of the Website (“you” or “your) and the operator of the Website (“we”, “us”, “our” or Company). Please take a moment to review this Privacy Policy and feel free to Contact Us with any questions.

We endeavor to comply with the privacy laws and regulations of the United States of America. We make no representation that this Website is governed by or operated in accordance with the laws of other nations or jurisdictions. Those who choose to access the Website do so on their own initiative and at their own risk, and are responsible for complying with all applicable laws, rules and regulations.

Personally Identifiable Information

As a general policy, no “Personally Identifiable Information” (as defined below) is automatically collected from your visit to the Website, but it will be collected if provided by you or received by us in accordance with this Privacy Policy, for example, through one of the “Sources of Personally Identifiable Information” identified below. “Personally Identifiable Information” means: (1) your first and last name; (2) your home or other physical address, street name, and name of city or town; (3) your email address(es); (4) your telephone number(s); (5) your social security number; (6) your date of birth; (7) any other identifier that permits you to be contacted in person; (8) personally identifiable employment or financial information; and (9) information about you that we collect from you through this Website or other channels and maintain in personally identifiable form in combination with any of the above information about you.

We will collect and use Personally Identifiable Information about you in a number of ways, including:


  • responding to your request for products or services offered through the Website; and
  • notifying you about products, services, and other opportunities we think will be of interest to you, including, without limitation, by email.


By using the Website, you are consenting to the use and disclosure of your Personally Identifiable Information as described in this Privacy Policy.

If you would like to make corrections or updates to your Personally Identifiable Information, including your email address, phone number, or mailing address, or your credit card information or password reminder phrase, you can easily make them through the edit profile section of your account. We reserve the right to collect information about you from other sources and store it in connection with other online or offline information we may possess or obtain about you.

Sources of Personally Identifiable Information

The Personally Identifiable Information which we collect and use may come from a number of sources, including:


  • Registration Information, which you provide when registering for our services or products offered through the Website. For example, you will be required to submit personal information such as your name, address, email, and date of birth to verify your identity prior to establishing your account.
  • Billing information, such as a credit card number, card issuer, cardholder name and other account details, which is required or requested to process the payment for the products or services you order from us.
  • Other information we collect, such as the city of your birth and your mother’s maiden name, which is used to verify your identity in the event you forget your login information required for our online products or services.
  • Information you provide to us in response to our communications. For example, we may request that you provide your email address so that we may send you notifications, alerts, special offers and newsletters.
  • Information that you provide to us through customer service communications and correspondence, including general feedback.
  • Information you provide to us responding to products or services offered through the Website, including information you provide in order to check the status on your application.
Non-Personally Identifiable Information

Certain non-personally identifiable information, including but not limited to the type of browser you are using, the operating system running that browser, your device ID or MAC address, and your IP address (“Non-Personally Identifiable Information”), may be automatically recorded by the standard operation of the Website or its internet servers. Even if you do not provide information to us, we automatically collect certain information about your use and interaction with our Website and services. This Non-Personally Identifiable Information can be used to help diagnose server problems, administer the Website and generally enhance your online experience. We will also collect certain information arising out of your use of the Website, such as cookies, or web beacons, or augment the data we collect with other information from other online or offline sources, including the Demographics and Interest Reports and User-ID tracking features of Google Analytics, AdWords and/or AdSense or other tracking or third-party remarketing codes. You are able to opt out of Google Demographics tracking by installing the official Google Analytics opt-out browser extension here. We also may collect other Non-Personally Identifiable Information such as: (i) age; (ii) gender; (iii) interest categories (e.g., sports, travel, food & dining); or (iv) parental status. We reserve the right to collect information about you and store it in connection with other online or offline information we may possess or obtain about you.

In addition, when you access our Website or use our services on a mobile device, we may collect certain information automatically, such as the type of device you use, unique device ID, wireless mobile subscriber information, operating system, and information about your use of our services. With your consent, we may use available services on your device to determine your precise location. Our services may be supported by advertising, some of which may be customized based on information we collect or receive about you or your devices, including your location.


A cookie is a piece of data stored on the hard drive of your computer that contains information about you and that is used for record keeping purposes. Cookies enable us to track and target your interests to enhance your experience on the Website. We may set and access cookies on your computer to provide you with customized content and to assist in providing the products that you have requested. We also work with companies who provide services to maintain the Website and enable those service providers the right to use cookies on our website. Most cookies automatically delete themselves from your hard drive after each session. Like many other websites, we may automatically track information based upon your behavior on the Website, including combining information that we obtain through the use of cookies with Personally Identifiable Information, or other aggregate or anonymous data, including a unique identification we may assign you. We also may combine information obtained from first- and third-party cookies to help us better understand our customer demographics and how customers interact with our sites. The information may include browser type, internet service provider, language setting, screen resolution, referring/exit pages, platform type, date/time stamp, IP address, and number of clicks, all used to analyze trends, administer the Website, track your movement in the aggregate, and gather broad demographic information for aggregate use. Most web browsers are initially set up to accept cookies; however, you can reset your web browser to reject all cookies. If you reject the cookie, you may still use the Website, although your access to and use of some areas of the Website may be limited. In addition, if you refuse to accept cookies you agree to assume all responsibility for any resulting loss of functionality.

Web Beacons

Pages on our Website also may contain “web beacons” (also known as Internet tags, pixel tags and clear GIFs). Web beacons allow third parties to obtain information such as the IP address of the computer that downloaded the page on which the beacon appears, the URL of the page on which the beacon appears, the time the page containing the beacon was viewed, the type of browser used to view the page, and the information in cookies set by the third party. We use log files to store the data that is collected through web beacons.


All of your Personally Identifiable Information and Non-Personally Identifiable Information, as well as any other information described above may be referred to collectively as the “User Information.”

How We Respond to Do Not Track Signals

We do not currently support the Do Not Track browser setting.

Sharing of Information

We reserve the right to share, rent, sell, or otherwise disclose certain of your User Information, including Personally Identifiable Information, with affiliated and non-affiliated third parties, including without limitation in connection with the following:


Ancillary Services – We may share your User Information with third parties assisting us in the fulfillment of services requested by you during your use or in the course of your activity on our Website or in communications with us, including with attorney or legal services providers in conjunction with your purchase(s) on our Website.


E-Commerce Providers on our Website – If you provide Personally Identifiable Information to one of our Website’s e-commerce providers, vendors or advertisers (if any), this transaction will occur within the site of the applicable e-commerce provider, vendor or advertiser, not on the Website, and, as such, the Personally Identifiable Information you provide is collected pursuant to and controlled by the privacy policy of such e-commerce provider, vendor or advertiser. We are not responsible for such parties’ privacy policies and we encourage you to familiarize yourself with the applicable privacy policy of the e-commerce site with which you transact business or to contact the operator of such site for more information.


Transferability of Information – We may share your User Information and other data with businesses controlling, controlled by, or under common control with us. In the event we go through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personally Identifiable Information and other User Information will likely be among the assets transferred, and you hereby consent to such transfer.


Bankruptcy – In the event we file for bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditor’s rights generally, we may not be able to control how your Personally Identifiable Information is treated, transferred, or used. if such an event occurs, your Personally Identifiable Information may be treated like any other asset of ours and sold, transferred or shared with third parties, or used in ways not contemplated or permitted under this Privacy Policy, without notice to you or your consent.


Contact You – If you provide information to us, you are expressly consenting to receiving, emails or or direct mail, from us, or on our behalf, regarding the products and services offered on the Website.  


Please be advised that certain Personally Identifiable Information becomes a matter of public record upon the filing of certain documents with the appropriate government agency or court.

Offering You Choices – Marketing Options

You have choices when it comes to learning about our new offers, products or services. If you do not wish to receive these offers, you may opt out by contacting our Customer Care department via our Contact Us page. Alternatively, each marketing email we send to you will include instructions how to opt-out which you may utilize. Whether or not you have opted out of receiving certain communications from us, you may continue to receive transactional, non-marketing emails necessary to provide our services or otherwise relevant to your interaction with our Website, including, without limitation, communications affecting your rights, communications necessary to comply with regulatory requirements or investigations, or communications exempted pursuant to the California Consumer Privacy Act or other applicable laws, rules or regulations.

We do not currently support the Do Not Track browser setting.


We are deeply committed to your right to privacy. However, please note that this Website’s Privacy Policy only applies to the Website and not to any other websites that you may access from the Website, each of which may have privacy policies that are materially different from this Privacy Policy. We encourage you to be aware when you leave the Website and to read the privacy policies of each and every other website, as we are not responsible or liable for the commitments and obligations made to you in any privacy policy or the terms and conditions of any such website. Our Website may include social media features, such as links to social media pages and platforms, Facebook Like buttons and Widgets, such as the Share this button or interactive programs that run on our site. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.


We work hard to protect your personal information and use industry standard protocols and technology to protect the security of your User Information against data theft by unauthorized third parties. However, we cannot guarantee that our security measures will prevent our computers from being illegally accessed, and the data on them stolen or altered, and we assume no liability or responsibility to you or to any third party arising out of any loss, misuse, destruction, or alteration of your User Information. Moreover, please take into account that the Internet and e-mail transmissions are not secure or error free communication means. We encourage you to always take great care in handling and disclosing your personal information. For example, avoid sending personal information through insecure email. We also urge you to be aware that if you use or access our Website or services through a third-party computer network (e.g., internet cafe, library) or other potentially non-secure internet connection, such use may increase risk of unauthorized access to your User Information and you do so at your own risk. Please refer to the Federal Trade Commission’s website at for information about how to protect yourself against identity theft.

Data Transfers, Storage and Retention

Website has its headquarters in the United States of America (USA). Henceforth, your personal data may be accessed by us or our affiliates, agents, partners, or third-party service providers elsewhere, and you hereby consent to such access and transfer by providing us such information. If you are accessing our Website from other regions, you ought to know that you are thereby transferring your User Information to the USA and, thus, you hereby consent to such transfer to the USA or to any other country in which we operate.


We will retain your User Information for as long as your account is active or as long as needed to continue to offer or provide services to you or track customer accounts, in accordance with applicable laws, rules and regulations. 

Persons Under the Age of 18

In order to use the Website and/or its products and/or services, you must be at least 18 years of age. The Website is not directed to or intended for use by persons under the age of 18 and we not knowingly solicit personal information from such persons or send them requests for non-public personal information. If we become aware that we have inadvertently received Personally Identifiable Information directly from someone under the age of 18, we will delete such information from our records. If you are under the age of 18, you are not permitted to use our Website, products or services, or send us any personal information.

Notification of Changes

We reserve the right to modify, alter or otherwise update this Privacy Policy from time to time, so you are encouraged to review this Privacy Policy often. Your continued use of the Website following the posting of such modifications, alterations or updates will signify and constitute your acceptance thereof. Please note that each time you use the Website, the current version of this Privacy Policy will apply.


If we make changes to this Privacy Policy, we will update this Privacy Policy on our Website and the effective date of the most recent updates, so that you are always aware of what information we collect, how such information is used and under what circumstances, if any, such information is disclosed. Unless we obtain your express consent, any revised Privacy Policy will apply only to information collected after such time as the revised Privacy Policy takes effect.

Visitor’s Acceptance of These Terms

By using the Website, you hereby accept all of the terms set forth in our Privacy Policy. If you do not agree to or accept all or any portion of the terms outlined in this Privacy Policy, then you are not permitted to use the Website.

Privacy Complaints

If you believe that we have not complied with this Privacy Policy, please Contact our Privacy Officer